Achievemint Evolution (Achievement)

What IS Achievement? It's a health/fitness rewards program. 

Earn $$ for exercise, eating right, tracking sleep, weight, water ...

I saw this image pop up on my Instagram feed August 1st.  As I follow fitness/health bloggers and my favorite programs and brands,  "Transformation Tuesday" posts are not uncommon. This is a twist on transformation though ... Achievemint has evolved into AchievemEnt. In addition to the name re-brand, they've increased their presence in social media (you can follow them on Facebook and Twitter and on Instagram). I'm excited to see what other enhancements this update brings.  Ironically, 2013 is when I re-committed to my personal "journey" and started this blog. It's also when I originally discovered and joined Achievemint. I guess I've been with them since the beginning!

So... Throwback Thursday.

Looking back on Achievemint's updates and evolution.
Reflecting on MY Achievemint experience along the way.

I joined Achievemint in June 2013, linking it to my Fitbit. August 2013 was the first time Achievemint was mentioned on my blog. It was a general post, outlining several different reward programs I was participating in (Reaping the Rewards ... only Achievement and Walgreens are still active at this time). 

In January 2014 I received my first payout, and did my first dedicated post (Achievemint Update). Back then it took 25,000 points for a $25 payout (with an incentivized option roll over points toward a larger payout).

Just as I'd recommended Fitbit (I'm a fan) to all my friends and family ... I also encouraged everyone to give Achievemint a try. I got my husband and my older son enrolled, set up both my parents ... but by the time my sister tried to get on board, immediate enrollment was halted (there was a waiting list).

Then, in July 2015 ...

After successfully earning and redeeming another award ... I also received this notice. I'd hit the threshold for the program. As I stated in that blog post (Another Achivemint Update), I was disappointed, but I understood. If there was a waiting list, hopefully this would open up a spot for someone else to be able to benefit from this program (my sister was able to join not long afterward). At that point, other than helping Hubs and my folks check their accounts, I figured MY Achievemint journey was done. 

Then ... big news in May 2016 (Achievemint Update ... Update). The program was changing. No more limits on rewards. I could start earning again. In fact, as I'd never disconnected my Fitbit, it had continued counting and crediting my steps and such.  I had enough points to redeem a $10 award right then. There were some additional updates as well. The goal switched to a 10,000 point $10 redemption, a new payout system (I can vouch that recent award payments have been FAST) and a revised points system. There were also new offers (referral program, surveys and such) to help augment the points balance.

Another addition to this update was the introduction of an Achievemint App. Previously, I'd simply logged in on my computer to check my balance (I'd also signed up to receive weekly email updates). The app was a handy way to do quick check-ins on my Achievemint account. 

... and the app options you can use to connect to Achievemint are constantly updating too. If you don't have a Fitbit, most other fitness trackers can connect, as well as fitness apps. When Hubs switched from the Fitbit to the Apple Watch, he stopped earning on Achievemint. But now I look and see that he could be connecting with Apple Health. Yea! Other health apps too, that track food, water intake, sleep, weight. So many different options to earn.

As I reflect, there have been other shifts over the years. My original payment came as a prepaid Visa card. Later, an Amazon gift card was an option. As of this post, rewards are paid via Paypal or GiftRocket (which has a few redemption possibilities, I had my award deposited directly to my checking account).

So now, new look, "new" name... new possibilities! If you haven’t already checked out Achievement, visit Achievement on the web at myachievement.com or as an iOS or Android app.

What can YOU Achieve?

End of Pact. Achievemint Updates.

It's Thrifty Thursday.

I've participated in PACT for a few years now, and done several PACT posts ... but, the end is here. It is shutting down.  I received an email the other day (apparently not everyone did), so if you didn't, here's what it said ...

	Jun 30 (13 days ago)

Dear JenBlackham, Thanks for choosing Pact - we hope it has helped you live a healthier lifestyle, and been that kick you need to get off the couch on rainy days. Sadly, after much discussion we have decided to shut Pact down. Here’s what happens next: The last pacts that users can participate in will end on July 9, 2017, and you will receive your final rewards on July 11, 2017. Once we reach July 11, 2017 we highly encourage you to request your rewards - you’ve earned them! If you are no longer actively participating in Pact, feel free to request rewards sooner, even if they’re under $10. Pact will keep responding to concerns you may have through at least August 20, 2017. Be aware that we may experience a higher than normal amount of inquiries (we’re not sure - we’ve never done this before), so we apologize in advance if we are slow in getting back to you. Although Pact will shut down on July 9, that doesn’t mean an end to healthy habits. For motivation like Pact, check out Beeminder, which is based on many of the same principles and has the same amount of time in the incentives space as Pact. Our Partners are all standup apps, and many have motivation features such as goals or training plans to get you going. Geoff and Yifan personally use Runkeeper to train and have found it a perfect complement to what Pact offered. While we are sad that we will no longer be able to help our users get healthy, we are also thankful to have had such a passionate, supportive community throughout the years. Ultimately, while we hope that our incentives motivated you, it was each of you that snapped veggie photos, typed food logs, and went on runs. It’s amazing that together, you completed over 40 million healthy activities during our 5 years of existence. We are proud of what you have accomplished, and you should be too, Yours, The Pact Team

I have enjoyed the small paydays. I've earned about $1 a week with my 4-gym and 4-food logging commitment. In the years I participated, I only had to pay out once. My four day commitment was pretty much a gimmie. I always did that, no question. PACT didn't necessarily motivate me much, although in the past, when I'd committed to six or seven days it did.

I went ahead and cashed out ... and already received my payment.

Farewell PACT! I appreciated you! 

I was in a Facebook group for PACT users, and many bemoaned the closure of this program. I, and a few others have suggested Achievemint as another option. You don't fill in any motivating circles, but there is also no risk (whereas you might have to PAY with PACT). Achievemint is super simple. Just connect your fitness apps (Fitbit, MFP, etc.) to the program and get paid! Who doesn't like $$ for fitness and food tracking? I've noticed addition earning opportunities as well. Small surveys and such.

I'm a SAHM ... so as I answered the first question on the "employer" survey (homemaker) ... I was done, but I got the 100 points. I participated in a "sleep study" a bit ago. For a week, I'd get an email during the day asking about my "level of alertness" and that was it. Extra points.Plus my daily points for steps, weigh-ins, sleep tracking, food tracking. And ... refer a friend. If YOU happen to join off my referral (Join Achievemint) then I get 250 points, and SO DO YOU! A little birdy has told me that Achievemint has some new ideas in store, I'll update as I know more.

I'm off to enjoy my $25 payout from PACT ;)

Thrifty Thursday - 2016 Reward Reviews

In the past, I've written several different Thrifty Thursday posts featuring different reward programs. My Achievemint Update Update has overtaken my Fitbit post for my most frequented blog. I think this has to do with the changes introduced to the program last year. People are hearing about Achievemint, Googling it,  and finding my reviews ...

I still love Achievemint. It's just an easy, no-brainer one. Sign up, link your device, and forget about it. Check it once in a while (I've signed up for weekly emails) and then redeem your reward.  I have mentioned ... my family has abandoned their Fitbits. As my husband got an Apple Watch instead, he was still wearing his Fitbit (a clip-on Zip) for me. I told him he didn't need to bother and he did stop, although he asked "don't you earn points for it or something though?"  Yes, yes we did. And not that he's been getting a lot of steps in, but it adds up after a while. Unfortunately, the Apple Watch is not one of Acheivemint's connected apps. But, I happened to log onto Hubs account ... and he had enough points to redeem $10! And boy were they quick! Unlike in the past when we had to wait weeks, this time turnaround was in a flash!

I'm still earning points for Achievemint ...

 

As 2016 ended, I decided to cash out my Pact earnings. 

 I'd earned just over $113 in 2015. I'd been a bit wimpy in 2016, only committing to four days (both fitness and food tracking) a week. In those two final weeks of December, I even took a break from that (and tried taking a break from my calorie counting on My Fitness Pal). As 2017 began, I restarted my Pact ...

I still really miss FitStudio (Kmart/Sears ShopYourWay points). Since FitStudio closed up shop, and my local Kmart closed too, I really haven't paid much attention to the program. I still get some emails (I haven't opted out) but I admit I rarely read them. Perhaps I should have. I was glancing at one this past weekend ...

 $13 at Sears, $7 at Kmart ... there isn't a Kmart nearby anymore, but we do still have a SearsGrand close, and I can often shop online and have an item delivered to that store and not incur any shipping costs. That would have been some almost free stuff! I had glanced at the email and for some reason Jan10 stuck in my mind as the expiration. I logged on Monday morning (the 9th) ... and I was too late. Even without FitStudio, sometimes there are still deals/coupons coming through that are worth investigating.

That's all for now! 

Check back for more Thrifty Thursday posts in the future!

Thrifty Thursday - MCR

Do you participate in the My Coke Rewards program? I know ... Coke (soda) isn't nutritious so all you healthy people out there don't have any in your homes, right? To tell the truth... I have NEVER had a Coke (or Pepsi, or Dr. Pepper or Mountain Dew) myself. No, it's not any anti-caffeine thing or  anti-soda thing (I have had rootbeer, Sprite and Fresca).  I'm just really picky and I don't think I'd like the taste, and I don't want to drink my calories (Liquid Calories). 

Hubs and the boys though ... between their likes (Coke, Dasani, Powerade, etc) we do have quite a few Coke products purchased. On the packages, there are numbers/letters that can be input for points. These points can then compile and and be redeemed for rewards. My Coke Rewards. 

Now admittedly ... it's pretty slow going. A Powerade cap gets you a whopping 3 points. Same for a 2-liter bottle of soda. A 12-pack of soda cans will earn 10 points. You can get a little more for a 24-pack of water. 

Honestly, at first, I didn't think it would be worth it. Reading and inputting those numbers can be a pain. Recently, Coke made it so you can link your phone, and then text in the numbers. Now that is NOT easier for me and my fingers ... but it's a snap for the kids. I linked the family cell phone to our account and told the kids if they finish off a Powerade, they need to text in the number from the cap. If I have additional numbers from other packages, I'll toss them (and the phone) to the kids and they'll get it done. They think it's rather fun.

You can just keep piling up your points until you have enough to actually DO something with them. A word of warning, if you just let the account sit with no activity (no new codes entered) it will zero out after a time (Coke will send you a reminder email to take action so you don't lose your points). I always seemed to have some caps/cardboard stashed (awaiting redemption but hadn't gotten around to it. Just enter one and you're reset for quite a while). 

Right now, I've told the kids we're working toward a Nike giftcard. It takes 710 points to get it (and it's just $10), but I remember once when there were some sales/specials on rewards and I got a $25 Nike giftcard with my points on hand. 

So just throwing it out there ... if you are consuming coke products, you may want to go ahead and enter those little numbers and pile up some points and see what you can get ... eventually! Or, you can be a good Samaritan and use your points for donations (also available there on MCR). 

Hubs was pretty diet coke crazy for a long time there. Unfortunately, with his Meniere's attacks coming on so strong, one recommendation is to give up/cut back on caffeine. He's also seemed to notice a correlation between diet drinks and his well-being. So ... I won't be buying any more  Diet Coke in the near future.

 

Closing Up Shop?

No, my blog isn't closing up shop. I am struggling with success on the weight-loss front but I plan on continuing posting my journey, such as it is. But when I heard Sports Authority was closing it's stores, I was surprised!  That's what I'll be talking about this Thrifty Thursday.

We have (had ... I'm already thinking past tense) a Sports Authority right close by. It was actually a Sports Chalet for several years prior,  before that company closed it last year. We were happy to hear that Sports Authority took over the building. It had only been open a few months!

I'm not a big Sports Authority shopper  ... nor Sports Chalet before that (I tend to stop at Big5, much to the scoffing and chagrin of Hubs). Everything just seems quite pricey at the specialty sports stores. Sports Authority is  known for their 20% off coupons ... but have you ever checked out the list of exclusions? EVERYTHING!  (I did a perturbed post about it on my family blog back in 2010  What a Racquet). Still, it was nice having it so close, just in case we needed something sports-y quickly. 

When the Sports Authority closing was first announced, and the sign went up, and the "Everything Must Go" emails went out ... I avoided the place like the plague. I LOVE deals, but crowds and chaos? Major anxiety triggers for me and not worth any savings. 

... when my Kmart was on the list of closing stores, I can't say I was surprised. Kmart has been closing select stores for almost a year now. When I discovered the FitStudio program back in Spring of 2014, I did start shopping at Kmart/Sears. I'd make a weekly shopping trip with my points, I started paying more attention to their surprise points and deals, and they would have a lot of great sales and savings. Over the last couple of years, a ton of our clothes, shoes, and other items came from Kmart. When the Fitstudio program folded (Farewell Fitstudio) a few months ago (Feb2016), my shopping trips slowed and almost stopped all together. So while I'm a bit bummed our Kmart is closing, it's not near the tragedy it would have been earlier, when the FitStudio program and my weekly shopping trips were in full swing.

I wasn't sure I'd dare stop in ... but I did. Here in the early days of the "Everything Must Go" I really wasn't very impressed. Kmart's usual sale prices were better than 20% the regular prices, which is what most things were. I had surprise points for $5 off a $20 purchase, so I did pick up a few things that were priced pretty good. I stopped again this last Monday (it's on my way home from Monday Zumba) and prices hadn't dropped any more yet (but I had another $5 off $20, and did find a few more things). Not sure how long until the store actually closes, and if prices will drop more ... I might stop again on another Monday, we'll see.

Another store closing it's doors is Hancock Fabrics. While I used to be quite the crafter and seamstress in days past ... I hadn't needed to go to a fabric store in forever. But then I had my recent re-interest in Pinterest in the past weeks and needed some ribbon to make my cute new hanging towels for my kitchen. So I actually DID hit them and grabbed some rolls of ribbon before they closed their doors.

 This cute basketball ribbon was one of my finds.

My 12-year-old actually commented that this is a cool kitchen towel :)

I always feel a little sad when a store closes it's doors. I wonder what happens to all the employees, and how the empty building affects shopping at the neighboring businesses. Of course, new and exciting companies often revamp the space ... we'll see what happens at these nearby locations.

With Sports Authority stores closing all over ... 

Did any of my fitness friends get any great deals?

Achievemint Update ... Update

Getting PAID for healthy habits? Sign me up! Back when I first discovered Achievemint in 2013, there were a number of reward programs, and I was participating in them all. Over the years, many of the programs have transformed or ended all together.  I always recommended Achievemint to any of my family and friends who had a Fitbit (other trackers and apps work too) because it was so easy. Just sign up, link your Achievemint account to your tracker ... and forget about it. Follow emailed updates, or check in occasionally online, and at some point, you'll reach your reward. Request your redemption (wait a bit) and walla ... $$. 

... and things are shifting again!

Check out my most recent post about Achievemint's Evolution  (August 1, 2017)

I've done a number of blog posts about my Achievemint Experience (Achievemint Update,  Fitness Reward Followups, Another Achievemint Update ). So why another post from me? Because there are new changes, and as I notice people checking out my older entries and I wanted to include the most recent information. 

A couple of days ago ... I received an email from Achievemint. Just a form letter, but as far as I know (I've asked around with family and friends) no one else has received it, and it's not on their site (or mentioned on their Facebook or Twitter) so I thought I'd put it out there! GREAT info ...

Hello, motivation. Goodbye, reward limits.

Hello Jen,

We heard your frustration with not being able to earn additional rewards on AchieveMint once you hit your limit. Staying healthy is an ongoing process and we wanted AchieveMint to reflect that. That’s why there’s no limit to the amount of rewards that you can earn now -- it also allows even more members to participate and we hope it keeps you engaged and motivated. We’ve also improved our payout system to ensure prompt reward redemption.

Here’s how our new points system works:

• Earn up to up to 80 points a day for the daily amount of tracked activity you do (biking, walking, running, swimming and other forms of exercise).

• Earn up to 6 points per day for the activities you do fewer times a day (like logging your meals, recording your weight, or taking your blood pressure).

• We now pay you $10 for every 10,000 points you earn, instead of making you wait to accrue 25,000 points before you earn $25.

• You might notice that you earn points more slowly. This allows us to let you earn unlimited rewards and stay motivated to keep doing healthy activities as part of your daily lifestyle. So, we think that’s a good thing.

• In addition, we’re adding new programs that offer extra opportunities for you to earn cash or rewards on top of your baseline AchieveMint points. Stay tuned for more information about contributing to clinical studies through our new AchieveMint Studies product!

• Points expire one year from the date they are earned.

We’re also introducing the newest version of our AchieveMint app for iOS. It’s a convenient way to integrate with Apple Health, earn points faster and get on-the-go updates.

Your friends at AchieveMint

I'd received over $100 in payouts from Achievemint before I received a nice email saying I'd hit their threshold and I wasn't able to earn any more rewards.  I never disconnected my Fitbit or other apps (MFP, Instagram/Twitter), and I guess I was still earning points, even though it wasn't toward a payout. When I received the email above, I logged into my account and had enough points to redeem a reward! I've requested it ... and now I'm waiting, and my remaining points are progressing toward earning again ...

As the email above stated ... Achievemint has adjusted how activities earn. I don't remember exactly what earned how much before, but I do know these amounts are a bit less, but you can still earn almost 100 per day. I weigh in everyday (on my Fitbit Aria, linked to my Fitbit account), my Fitbit records my sleep,  I enter food on MFP and Fitbit counts my steps and active minutes. I also post on Instagram/Twitter daily, and get a little kickback from that. Here's a snapshot of my recent account activity ...

I did add the Achievemint app to my iphone. There are so many apps Achievemint accepts data from, so be sure to check out what is available and make sure you are linked up!

Sign up with this link and get 250 points to start you off!

So ... any other Achievement people receive the email I did? As I AM the go-to girl, I did hear back from family that some accounts still say "you have reached the reward threshold" but I did a quick email to the company asking about this (and got a very fast response too! Thanks Achievemint!) saying that this is temporary, that everyone is earning toward a reward at this point and that should be updated in the next couple weeks. So earn away! I'll update when I receive my most recent reward! ;)

**I received my email about my awards on Friday, June 10, so it took under a month. It's a GiftRocket card, which can be applied to your bank account or credit card. The bank transfer takes a couple of days ... 

***Update November 17, 2016. Hit my 10k. Redeemed and received my reward the next day! 

****Update March 23, 2017.  I hit my 10,000 and redeemed my award and received it the SAME DAY! Paypal has been added as a reward payout option.

Basketballs, Big Bottles and Red Noses

It's  been a while since I've done a Thrifty Thursday post, 

After Zumba today, I figured I stop at Walgreens, as it's right on the way home (yes, I'm a sweaty mess, but if I don't go while I'm already out and about, I won't go). In the weekly ad, I noticed they had some basketballs for $10 each. My boys go though basketballs! I'd also received an email to add a coupon (7000 points/$7 earned on a $20 purchase), so it would be a pretty good deal. I was also thinking I'd pick up a Red Nose while at Walgreens. Have you heard of Red Nose Day? It's aimed at raising money and awareness for poverty stricken kids. It's coming up May26. I purchased a red nose (I actually grabbed three of them) and was given three Red Box vouchers as a thank you!

The Red Nose cost $1 (all proceeds going to kids in poverty) 

Redbox rental worth $1 ... 

That's a decent deal, right?

So sadly, I didn't get any basketballs, I couldn't see any on the shelf, although when I checked online at home, it said the store had some in stock. Unfortunately, the basketballs were in store only, but while online I found some other deals ... I ended up placing an order for $60 (good prices/free shipping) and then got $10 off for using Visa Checkout. I also got over 22,000 in points ($22+ on a future purchase). Deal!

While at the store, I found my big bottle jug again! 

I picked up mine at Big Lots a couple months ago. I've LOVED it. I love my water ice cold, and before, with whatever water bottle I was using, I'd either put too much ice, and then run out of drinkable water during Zumba class, or I wouldn't put enough ice in, and my water wouldn't be cold enough (I know, first world problems, right?) For $5.99, I figured I'd pick up a backup in blue. Good to have a backup, and I've offered my awesome water bottle to my boys as they go play basketball (and often run out of water, especially on double header games). They always turned me down though, not wanting to take my big PINK water bottle for some reason.

I've had a lot of people ask me about my water bottle, so now I can steer them to Walgreens as a possible option. It is on Amazon too, but for much more $$! I do get teased about it too ... saying I must get quite the arm workout carrying it into class. It's true ... but I love it, and love having the water around to drink when I get home too.  My son has teased me that my car thinks it is a small child ... also true, as when I place it on the passenger seat, it will set off the seat belt alarm.

So, I feel like I had a some successful savings (and spending) this Thrifty Thursday. 

Even if I didn't end up getting the basketballs ...

And while we're on the subject of Walgreens ... I did have over 20,000 points ($20) I could have used, but you can't spend and earn points on the same purchase. I guess I could have used my points to cover my in-store purchase, but if you let your points pile up, they do earn a bit more in credit (I like to hit the high of $50). I have my Fitbit tracker attached to my Walgreens Balance Rewards account, so I'm earning about $2 a month with that (and it accumulates). Then I add some points with purchases ... Hubs stopped at the store a bit ago to fill a couple prescriptions and didn't give them our account #. Silly husband! We could have received 200 points with his filled medications. While I was online today, I grabbed the receipt and entered the information and walla ...

Now back to the beginning of this blog post ... Red Nose Day

Have you heard of it before? I think the whole red nose approach is a cute and clever way to get people involved in the cause. I'll be watching the media to see if it pops up on my newsfeeds. I do have to say, as I was posing for my picture ... it was REALLY hard to breathe with that thing on! *Ü*

Farewell Fitstudio :(

Time for a Thrifty Thursday post ... but one bearing bad news. Fitstudio ... the program to earn points for your activity is shutting down. I first blogged about Fitstudio back in 2014, so it (and I) had a good run. Since that time, I became a weekly shopper at Sears and Kmart. I received so many great deals. I guess I'm not super surprised the program is ending, because it was basically just giving away money. 

So ... I guess I'll have to go back to my previous posts, where I recommend Fitstudio and alter them, as Fitstudio is no longer accepting new members. Current members can collect points through February 10, then no new points earned through activity will be posted. Member's points will remain active for the regular 7-day expiration period. Any other "Shop Your Way" points earned through shopping/coupons, etc. should not be affected.

I try not to be hard on any program that is promoting fitness and rewarding activity. I understood when several months ago they cut back the credit from $5+ a week to $2. I only wish they were a little more forthcoming to their members. They have our email addresses ... a heads up to that change, and THIS change, would have been nice. The notice of Fitstudio's farewell is posted on their website (fitstudio.com) and if you attempt to log into your Fitstudio dashboard. No mention of this on their facebook page.

Maybe the drop in credit several months ago was a good thing ... I'd already cut down on my Kmart/Sears shopping a bit. Not the bite of closing the program isn't quite so bad. Ironically, I'd joined a Facebook page promoting SYW deals and steals and through that group I discovered coupons, sweeps and double checked my emails for surprise points perhaps I'd been missing all along (assuming they were just spam). So I still may be shopping at Kmart/Sears depending on my offered savings ... I have been a bit spoiled!

I just thought I'd give a shout out here on the blog ... to those I've recommended this program to, just so you are all aware. And a THANK YOU to Fitstudio for promoting activity with financial rewards. Thanks to Kmart and Sears too, it was a great program while it lasted!

Looking Back on Pact 2015

I've posted many times about fitness reward programs. Earning a bit of a kick-back from the activity I'm doing every day anyway. When I find someone who has a Fitbit, I love to tell them about the reward programs I recommend (FitStudio, Achievemint & Walgreens).  I usually leave Pact off my list, just because there is a risk with Pact, you can actually end up paying OUT money if you don't fulfill your commitment. 

January 2015, I posted about my experience to that point (My Yearlong Pact). As another year has now passed, I figured I'd do an annual update. If you just want the facts ... last year I made $113.38. This year it was $74.5. A decent return for doing things I'd be doing anyway.

I forgot to grab a screen shot at the end of the year (dang it, I know I thought about it but I couldn't find it in my files). So the image up top is showing me reset for 2016. I've earned almost $3 so far! I did change my profile picture sometime last year (to match my Facebook/Instagram/Twitter which I had updated earlier in the year. When I originally started using Pact, I was a little more enthusiastic about the program and had committed to tracking seven days a week. Although I never failed to meet my Pact, there were a few days when I didn't want to! I dropped down to five days a week for most of 2015. I lost a little motivation (and my free Friday Zumba when school started up with a conflicting carpool) and I dropped it down to four days. Then I was dragging SO much in December, I dropped it down to three (you are in control of what you commit to and can change it weekly if you wish). 

I caught a cold or something in December, and wasn't even sure I wanted to commit to three times a week for my exercise and food tracking. I decided to put my Pact on break (which is another option). Or I THOUGHT I did anyway. I apparently put the food tracking on break, but not the exercise/activity (which is too bad because I really was still tracking food the entire time). I hadn't even checked into the Pact that week, because I thought I was on break! I did peek at it as the weekend hit and ...oops, NOT on break! I really pushed on Saturday (Dec26) to hit 10k, but I just didn't have it in me on Sunday.

For the first time ... I hadn't fulfilled my Pact.

Actually, as I was anticipating writing up a review for the year, I figured it would be good to have the entire experience ... which can include paying out. Pact doesn't pull from your  earned credit, but from the credit card you put on file (required when you sign up). I did laugh a little when I was notified of the $5 deduction for the week. "Thank you for contributing to the Pact experience" ... "contributing" is actually a punishment but the made it sound like you were being magnanimous.

So looking back at Pact in 2015 ... my payout for the year was $79.50.  Minus the $5 payment I had to make, I earned $74.50 for the year. The weekly payout changes from week to week. It depends on how many participants did and did not make their Pact. Those who don't pay, and the pot is distributed among those who fulfilled theirs. I noticed some higher payouts in December ... I don't think I was the only one who missed a workout during the Christmas season.

Starting over again now.
I probably should up my commitment to at least four days a week ...
Maybe FIVE. We'll see.
I'll check back in January of next year!

$50 Payout with Pact

Time for another Thrifty Thursday post ... what? It's Friday? Oops, I guess I got busy yesterday and didn't get my post up. I'd say I'm a "day late and a dollar short" but I'm actually $1 over ... I had posted about Pact back in January (My Yearlong Pact) and figured I'd do a follow-up this year when I hit the $50 mark. And I did that this past week (payout updated on Tuesday 08/18) ...

I made a total of $113.38 in 2014, so I thought I'd hit the $50 mark around the middle of the year (in July). I was close, but it took me until August. Last year, I committed to six days a week for both exercise and eating ... this year I decided on five days, as there had been some times last year when I did really  have to push it on a Saturday or Sunday to get my 10,000 steps in (and earn my "gym" credit). 

So as of today ... I still have NEVER had to payout anything to Pact. I did actually miss a day logging on MFP (blowing my 700+ day streak) but it was on a Saturday and I'd already fulfilled my Pact for the week. With my Zumba and elliptical on the weekdays, hitting 10k five days a week is a breeze. There was one week several months ago where my Fitbit was on the fritz and I was worried about fulfilling my Pact. You can use a manual tracker, starting the timer in the Pact app and getting a certain number of steps in a 30min session. Luckily I only had to do that a time or two before I got my Fitbit back on track, automatically syncing. I did put my Pact on hold for a week while I worked out those issues.

So should I redeem my Pact Payout now (it's easy, just request it transfer to your Paypal account) or hold out to the end of the year and see where I'm at, and then redeem for the year?

If you are willing to put a little at risk ($5 for a missed workout or logged meal day), Pact can give you a pretty decent payout for eating/exercising that I for one, am doing anyway!