...I did not struggle with weight growing up, but after getting married and having five kids, I had moved solidly into the "overweight" population. In 2006 I was able to lose the extra pounds (50 of them) and get to goal. But staying there, that is another story. Slow but steady, the weight has crept back on over the years. So here we go again ...
Monday, December 9, 2013
Healthcare has been a hot-button topic lately. A few years ago, hubby went to a small company that didn't have health insurance as a benefit. Trying to find insurance on our own was such a stressful ordeal! Filling out tons of paperwork, and then the hubs was denied, as he had gone to the doctor to have his blood pressure and cholesterol checked. It had been high, and through diet and exercise he had gotten it under control. We appealed the decision, including his current reports and they finally did accept him on the plan with the rest of us. Our "wonderful" insurance had us paying almost $400 a month, although the $10,000 deductible meant it was basically just for basically catastrophic care, almost everything else was out of pocket. Luckily, we are pretty healthy, despite a few broken bones, we got through the years without too many issues. We set up a pre-tax health savings account in which we tried to build a buffer of some savings for medical bills.
With the current health care changes, we received this letter (pictured above) ... under the new ACA, our premiums more than double from $381 a month to $835! I have to admit, I've been intimidated by our previous insurance application experience, and all the negative reviews on the "healthcare marketplace" so I have not checked to see what our options would be there.
Hubby has recently changed jobs ... one of the things we took under consideration in making this move was medical insurance. We went ahead and signed up with the new company. It's still expensive (about $600 per month), and I am a little worried about the impact to corporations with government regulations this coming year. I am very afraid we'll be impacted again. But for now, I just need to figure out a new insurance company, new plan, new doctors ... it is a little better coverage (copays instead of just a deductible, which will hopefully help out. There were times in the past that I should have gone to the doctor but didn't because I didn't want to pay $150 out of pocket for a simple visit).
So much of my journey for weight loss is to look better and feel better ... but I also do want to be healthy. While there are no guarantees, the steps I'm taking in fitness and food should help with health. I'm very glad hubby is back on board too (here). Wouldn't it be nice if there WAS a guarantee? If people ate right and exercised they would be assured of good health? I do wonder still, how many people could adapt to a healthy lifestyle even then ...
Have you been impacted by the recent healthcare over haul?
How can you NOT be motivated on Monday with all these Motivational Monday blog posts going around? Monday is actually usually not a day I'm lacking in motivation ... I'm always ready to get back at it after my "wicked weekend". This past weekend was ok. I went over calories Fri-Sun, but did manage to keep the activity up, so I didn't really go over too badly. Weight was up a bit this morning, but not as bad as I expected. Well, off to hit the elliptical!